Short and simple book that touched upon various ways to budget and reasons for budgeting. You might need to read more online or in another book for more details about the methods listed. I personally am familiar with most methods but the 50/30/20 method I had never heard of. Overall, this book is good for the reader who does not know about budgeting methods but does require further research for more detail. I wish there was mention of various online budget methods. ( )

The author gives a good layout for a personal budget. It was easy to follow and made some good points. I think this book would be beneficial to all ages but would love to see this used for college students and high school seniors as a learning tool. ( )