Willimena is putting the final touches on her Kwanzaa set and her list for Santa when her parents drop a bad news bombshell. Aunt Laura has lost her job and needs to borrow money so she and cousin Teddy can move to a new city. There will be no spare money for toys this year; it's up to Willimena and her sister Tina to find a new way to celebrate. Willie is determined to cheer her whole family up, and the rules she comes up with will teach everybody the true meaning of the holidays.