You’re no idiot, of course. You know that most people need long-term care at some time and that this care is expensive. However, most people are ill-prepared to pay for this care, which can average $50,000 or more per year, whether they’re at home, in an assisted-living facility, or in a nursing home. You don’t have to jeopardize your retirement if you or a family member needs long-term care. The Complete Idiot’s Guide® to Long-Term Care Planning will show you exactly what options are open to you-whether you are still working or are already retired, and whether you are healthy or not. In this Complete Idiot’s Guide®, you get: Vital information about government programs, including Social Security, Medicare, Medicaid, and Veterans’ benefits. How to use the value of your home to cover homecare costs. The pros and cons of long-term care insurance offered by your employer or through an association. A step-by-step plan to structure a long-term care policy that meets your needs.