Vroege RecensentenJohn H. Graves

Our parents taught us to live within our means during the fifties. We carry this lesson through life: wise habits of saving, debt management, tithing and frugality. These are our foundation for a comfortable retirement lifestyle. We can manage our retirement portfolio, on our own, with these precepts in mind. Look for companies with strong ‘free cash flow, low debt, capital commitments to their future and in support of their suppliers, customers and communities. These firms also pay good dividends. As shareholders, we want to enjoy these dividends. We also look to own bonds from firms with good debt management. A wise combination of income from these sources, as well as others, can earn us as much as 7% during retirement. You manage the portfolio to your income needs. You CAN do this yourself, or working with an advisor who listens to you. The good steward of his resources plants and harvests in tune with his season.